How Does Workers' Compensation Payment Work?

After a work injury, trying to navigate the workers' compensation process on your own can be overwhelming. The procedures and paperwork involved — combined with the need for timely medical care and recovery — can leave you feeling uncertain and stressed.

The Workers' Compensation Payment Process in Wisconsin

Step 1: Report Your Injury

Report your injury to your employer immediately and in writing. Wisconsin law requires you to report within 30 days of the injury, but the sooner the better. Delays can complicate your claim.

Step 2: Seek Medical Treatment

You have the right to choose your own doctor in Wisconsin. Choose a workers' compensation specialist like Dr. Kelly Von-Schilling Worth at Spine and Joint Institute of Milwaukee, who understands the documentation requirements for your claim.

Step 3: Your Employer Files a Claim

Your employer is required to report your injury to their workers' compensation insurance carrier. The insurance company then has 14 days to either accept or deny your claim.

Step 4: Medical Bills Are Paid

Once your claim is accepted, the insurance company pays your medical providers directly. You should not receive any medical bills for work-related treatment.

Step 5: Wage Replacement Begins

If you miss more than 3 days of work, you are entitled to wage replacement benefits equal to two-thirds of your average weekly wage. Payments are made every two weeks.

What If My Claim Is Denied?

At Spine and Joint Institute of Milwaukee, we continue treating patients even when their claims are denied. We build a comprehensive medical case file and work with litigating attorneys to appeal denials and fight for your benefits.

Call (414) 643-9000. Se Habla Español.